motor finance
Individual

Motor Finance

Get the vehicle you have always wanted out of your dreams and into your life. With MCB Motor Finance, you can choose a loan or a lease to purchase a new or used vehicle.

Afford your dreams

Whether the vehicle of your dreams is a car, motorcycle or boat, you can now afford it. Simply choose your vehicle and talk to us to know which option works best for you.

Lease

With a lease, you can finance the total cost of the vehicle and repay fixed monthly installments.

  • Financing of up to 100% of the cost of the vehicle - including NTA registration fee but excluding VAT and insurance
  • Structured to suit your specific needs and requirements
  • Quick approval and processing time
  • Fixed interest rates give you the ability to budget more accurately
  • Flexible repayment period of up to 7 years
  • No security needed, no lien applicable

Loan

If you require only part financing, a loan is the perfect solution for you.

  • Financing of up to 70% of the cost of the vehicle - including NTA registration fee, VAT and insurance (on road price)
  • Attractive interest rates that fluctuate with the Prime Lending Rate
  • The same interest rate is applicable whether the loan is for a new car or 2nd hand car.
  • Get the lowest rates if the required financing is less than 50% of the cost of the vehicle
  • Repayment term of up to seven years to suit your budget
  • Offered also to non-MCB Clients

Step Up Plan

If you are a young professional starting out your career, our Step Up car lease is the ideal way to put you in the driving seat. Drive the car you want today and adjust your repayments as you climb up the career ladder.
Learn more about our Step Up Plan