Home Loan

We hand you the keys to home ownership in Mauritius. Explore our 4 home loan options, with 3 easy ways to apply.

  • A repayment period of up to 30 years
  • Up to 100% financing
  • Loan amount as from Rs 200,000
  • Moratorium period until your loan is fully disbursed
  • Apply online from the comfort of your home, on mobile via MCB Juice, or in-branch
  • Exclusive partner discounts help you bring your vision to life
  • A refund of 5% (up to Rs 500,000) available through the Government of Mauritius until 30 June 2024*. Learn more

*Subject to Terms and Conditions

Apply now

What's your goal?

One Home Loan journey for every project. Choose the financing offer that fits your needs and track the progress of your application online.

Buy your first
property

Buy a second
property

Renovate or extend
your property

Refinance your
home loan

Simple steps for your online Home Loan application

Your home is only a few steps away. Select your project, give us the required information, and submit your application.

1. Estimate your Home Loan borrowing capacity

Every situation is unique, based on your income, debt, and customer history with us.

Want to learn more about your borrowing potential and repayment terms? Our Home Loan Borrowing Calculator is here to assist you. Just enter your income and financial commitments to get an estimate of your repayment plan.

Try our calculator

2. Read our Home Loan application guide

7 simple steps to securing your Home Loan, whether online or in person.

Each application is unique to the candidate. Our dedicated team handles your information with the utmost confidentiality and stays in touch to inform you of any additional information being required or occasional delay in the application process.

7 steps to obtain an MCB Home Loan:

  1. Apply online from the comfort of your home, on mobile via MCB Juice, or in-branch
  2. We evaluate your eligibility and the value of the property or project
  3. The Credit Committee evaluates your Home Loan application for validation
  4. If your application is approved, you will receive your Approval in Principle, allowing you to go forward with your project
  5. We prepare all documents required: Letter of Conditions, Charge Documents, and check the conformity of insurance documents
  6. Upon signature of your loan contract, your loan is disbursed  
  7. You sign the deed of sale

3. Get your documents ready

Once you've figured out what documents you need, gather them to make your Home Loan application process easier and faster. The last step is to begin your online application, and even if you don't have all the documents yet, you can still start and save it for later.

Explore the Document Checklist

4. Start your application now

Start your Home Loan application and save your progress as you go. If you’ve already started to apply but are missing some documents, don't worry – you can gather the remaining documents and return at any time to finish your application.

Start your application

Exclusive discounts from our partners

Obtain your MCB Home Loan and save up to 15% on construction materials and décor thanks to our partners.

View all partner offers

Government Home Loan Scheme

A refund of 5% (up to Rs 500,000) available through the Government of Mauritius until 30 June 2024.

Find out more

First-time homebuyer tips

You’ll find some basic information here, plus some useful tips to help get you started on your first home journey.

View tips

Looking for assistance?

Applying for a Home Loan marks a significant milestone in your life, and we're here to support you through every step of the journey. You can reach our 2026060 Hotline at your convenience, or contact your relationship executive in branch.

Contact us