Housing loan checklist

1. Acquisition

  • National ID card or passport 
  • Birth certificate
  • Marriage certificate (if applicable) 
  • Sale agreement
  • Insurance (fire, cyclone and other perils) or letter from syndic**

2. Construction, renovation or extension 

  • National ID card or passport 
  • Birth certificate 
  • Marriage certificate (if applicable) 
  • Property deeds
  • Construction permit
  • Construction plan
  • Insurance (fire, cyclone and other perils) or Letter from syndic**

3. Refinancing

  • National ID card or passport 
  • Birth certificate 
  • Marriage certificate (if applicable) 
  • Property deeds 
  • Insurance (fire, cyclone and other perils) or Letter from syndic**
  • Loan balance certificate*

Additional documents required if you are not an MCB customer: 

  • Most recent salary slips or a letter from your employer 
  • Statements of account for the last six months