Retirement Plan

No matter how far away it seems, it’s a smart idea to plan for your retirement early. Start today by putting aside as little as Rs. 1,000 each month.

Designed to match your retirement age

We have a range of dedicated funds, which will ensure that your contributions are invested with your retirement age in mind.
Choose your retirement age
Automatic annual contribution escalation options (5%, 10% or 15%) to keep-up with inflation
Boost your plan by making extra contributions anytime
Withdraw from your accumulated funds at any time
Increase or decrease your monthly contributions

3 cash-in options:

Lump sum with 100% redemption of your accumulated funds
Monthly payment through gradual redemption of accumulated funds until depletion
Reduced monthly payment coupled with a partial lump sum

Enjoy the retirement that you deserve

Maximum flexibility

From choosing your retirement age, to keeping up with inflation, to withdrawing your funds at any time without penalty, MCB’s retirement plan allows you to be flexible.

Start planning with our Retirement Plan Calculator

Secure your accumulated funds

You have the option to transfer part or all of your investment to an MCB fixed deposit account with a premium return five years before your planned retirement date.


Cashing in

Select the option that suits you best: a lump sum with 100% redemption, a monthly payment or a reduced monthly payment with a partial lump sum.


More investment & planning solutions from MCB

Education plan

Start planning for your child’s future now with an education savings plan that offers practical investment options. Choose among a choice of funds to suit your risk profile.

Plan for your child’s education

Life insurance

With MCB’s Protect Life Insurance, you’ll enjoy life protection cover, additional bonuses and regular cash lump sums.

Learn more about Protect Life Insurance

Managed funds

Get access to a range of collective investment schemes that are managed by professional and experienced fund managers. Our investment specialists can help you choose the fund(s) that best suit your needs and risk profile.

Discover MCB Funds