Is there an amount limit that you can load on your Prepaid card?

Different loading limits are applicable while loading prepaid cards.

  • Limits at both product and customer level
  • Daily, monthly, annual and maximum amount limits
To view limits applicable to prepaid cards, please refer to our fees and charges on mcb.mu

The loading limits of prepaid cards (excluding Visa Prepaid Rupys cards) are as follows:
  • The annual loading limit is Rs 1.8 m
  • The daily and monthly loading limit is Rs 350,000, provided the annual limit of Rs 1.8m is not exceeded

    For example, if you have loaded the maximum limit of Rs 350,000 on your card in a particular month, you will not be able to load additional funds on the card during the same month. However, if you spend Rs 150,000, then your balance at the end of the month will be Rs 200,000. Thus, you will be able to load up to Rs 150,000 the next month.

    Note: The daily and monthly limit depends on the annual limit of Rs 1.8 m, which should not be exceeded.


If you have a combination of prepaid cards, the limit per product applies first, followed by the cumulative maximum amount limit at customer level.
  • The annual loading limit is Rs 1.8 m per card while the combined annual loading limit for all cards is Rs 10.2m
  • The daily and monthly loading limit is Rs 350,000 per card while the combined daily and monthly loading limit for all cards is Rs 850,000

    For example, if you have 3 prepaid cards and have loaded 2 cards with Rs 350,000 each, you will only be able to load up to Rs 150,000 on the 3rd card in order not to exceed the combined daily and monthly limit of Rs 850,000.

    Now, if you have a total combined balance of Rs 700,000 for all your 3 cards and spend Rs 600,000 during the current month, irrespective of which of the 3 cards you use, you will have a remaining balance of Rs 100,000 at the end of the month. Thus, you will be able to load a combined amount of up to Rs 750,000 on your 3 cards the next month, in order not to exceed the combined daily and monthly limit of Rs 850,000.

    Note: The total combined daily and monthly limit depends on the total combined annual limit of Rs 10.2 m, which should not be exceeded.

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