MCB has issued prepaid cards under 2 different networks - VISA and Union Pay International (UPI).
Once you have availed of a prepaid card, you can make use of it for payment or cash withdrawal by keying in your PIN on POS or ATMs.The PIN will be communicated to you in a sealed envelope and it will be known to you alone. The balance on the card will decrease withthe amount utilised.
All MCB Prepaid Cards can be used at merchants’ Point of Sales [POS] or ATMs displaying the network logo.
Online purchase can be done with the secured Visa Prepaid cards. For other information, please contact our hotline +230 5010.
The Prepaid card comes in several currencies.
For VISA Prepaid card, the card is available in US Dollars, Pound Sterling, Euro, South African Rand or Mauritian Rupees. The UPI Prepaid card on the other hand is available in either Renminbi or US Dollars.
Each currency will be available under a different card. Customer should purchase the card(s) as per his requirement.
A minimum amount of Rs. 500 can be loaded on the MCB Prepaid Card.
For cash and cheques, a maximum daily amount of Rs. 350,000 or equivalent in foreign currency can be loaded. In keeping with its policy, the Bank reserves the right to request all necessary information on funds remitted by the customer to load a prepaid card.
For book transfers, the maximum daily reload amount is Rs. 1,000,000.
The maximum annual total amount reload is Rs. 1,000,000.
Note that the maximum annual reloading amount of Rs. 1,000,000 is per customer independent of the total number of cards purchased under his/her name.
You will only pay an initial fee (Rs. 150 + VAT) upon purchase of the card as per MCB’s charges.
A fee of 0.5% of the amount loaded will be charged with a minimum and a maximum fee applicable. Kindly refer to the bank charges for the current applicable fees
No. The MCB Prepaid Card will be issued to an individual aged above 18 and he will be solely responsible for use of the card.
The purchase is possible and cardholder will be accountable for all transactions with the card, including ensuring that permissible transactions are conducted with the card.
No fee is applicable for cash withdrawal on MCB ATM. A fee of 1% with a minimum of MUR 75 is applicable on non-MCB ATM’s for both local and overseas withdrawal.
The daily withdrawal limit for Prepaid Card is Rs. 10,000 for local withdrawals and Rs. 20,000 for overseas withdrawals or equivalent.
However, some ATM acquirers set their own daily transaction limits. In such cases, you will have to perform the relevant number of cash withdrawals as appropriate.
To purchase a MCB Prepaid Card, you will be required to fill in and sign the MCB Prepaid Card Application form.
For MCB account holders, a proof of identification – NIC if you are a local resident and a valid passport for foreigners, together with a
proof of address will be required (unless customer is already KYC compliant).
Note that non-MCB customers who are residents of Mauritius, are also eligible for the MCB Prepaid card. A customer record should be created and normal KYC procedures are to be applied.
Reloading of MCB Prepaid Card can be done at any MCB branch. Simply choose the selected card to be loaded and indicate serial number upon reloading as well as the amount to be loaded.
Reloading is possible in the absence of cardholder provided that a duly authorized person has presented his NIC and specify the card details (including the serial number, found at the back of the card, starting with S/N)
Card deactivation can be done via our MCB website through the secure “Prepaid Card’ interface.
Balance on my MCB Prepaid card balance can be viewed via the MCB ATM or through the secure 'Prepaid Card’ interface.
This 'Prepaid Card' Interface also enables viewing of the different transactions made on my MCB Prepaid card.
Customer can either keep the balance on card till his next transaction or can request to credit the balance to his account after deduction of prevailing fees and charges.
The MCB Prepaid card is not renewable upon expiry. Customer should submit a new application form. Any balance on the current card is either refunded or transferable to the new card, if the customer requests a new card. Bank charges will be applied accordingly.
In the event you suspect fraudulent use/s of your card or if it has been lost/stolen, you can immediately call our Hotline on +230 202 5010 - lines are open 24/7. Likewise, if you suspect that somebody might have known your PIN, immediately notify the Bank through the Hotline.