A safety net with a quick and short-term credit facility to ease your cash flow in times of unforeseen circumstances or temporary financing needs.

Flexible access to more cash flow

We know that strong businesses like yours need a healthy cash flow. Ideal for emergencies and unexpected situations, our business overdraft solution can be a convenient and effective way to borrow while you run your business smoothly.


The facility is linked to your Micro Business / Small Business / Business Account, allowing you effect payments even when there are no cash funds available in your respective account, thus avoiding unnecessary penalties
Payments into the overdraft facility allow funds available to be used again
Flexible repayment plans, based on the amount of credit you have used
Ideal for one-off purchases you can repay rapidly

Why choose MCB Overdraft

  • A short-term and quick facility that’s easy to arrange. Call us or visit any of our branches
  • Access to immediate financing to manage your cash fluctuations
  • A dedicated team that provides tailor-made advice and a personalised service

Apply in branch

We have branches conveniently located around the island. For more details call

+230 202 6060

Find your nearest branch

Get started and share your projects with us

Together, we will work on a solution that fits both your means and your aspirations
Contact your Relationship Manager or visit any MCB branch