SME Scheme

Give your business a new impetus and take advantage of our unique SME offer on credit facilities.

An offer tailored to boost your business

Following the measures announced in the Budget 2016 by the Minister of Finance and Economic Development, the offer is as follows:

New & renewal of credit facilities 

  • Overdraft 
  • New Term Loans 
  • Import Loan 
  • Export Loans 
  • Bill discounting and avalising 

Processing fees: Fully waived 

Validity: Up to 30th November 2022

Rate:  5.35% [Key Repo rate (1.85%) + 2%]


A person/individual, group of persons, whether corporate or unincorporated duly registered in Mauritius as a company/cooperative society and having a valid BRN
Banking facilities with new term loans and working capital and renewal of existing credit facilities, excluding restructured facilities
SMEs are in operation for at least one year
SMEs have a registered turnover of less than Rs 10m during its past financial year for the Micro and Small Entity Financing Scheme
SMEs have a registered turnover of between Rs 10M and Rs 50M during its past financial year for the SME Financing Scheme
SMEs that are engaged in activities excluding trading, professionals as individuals or grouped in small firms and property development activities
SMEs that are from the following sectors: Manufacturing inclusive of craft by hand / foot, cultivation of food vegetables or flowers, livestock breeding, Services sector (Inclusive of hotel and restaurants), Cooperative society

Apply in branch

We have branches conveniently located around the island. For more details call

+230 202 6060

Find your nearest branch

Get started and share your projects with us

Together, we will work on a solution that fits both your means and your aspirations
Contact your Relationship Manager or visit any MCB branch